Welcome to Georgia Investor loans
We have many attractive programs designed for property investors.
• No seasoning loans are available up to 80% of appraised value for a full document loan with automated underwriting approval. This program requires proof of improvements and twenty four month chain of title.
• Finance out of hard money loans on terms that are the most advantageous to you. Allow us to prepare a loan comparison estimate for your investor loan refinance.
90% Investor Purchase/No MI. Competitive rates are available with full documentation.
Investor Cash-Out Loan programs allow you to purchase TODAY and refinance tomorrow based on 70% of acquisition cost.
• Appraised Value – full documentation
• 10 properties limited to current Fannie Mae/Freddie Mac guidelines
• Conforming loan limits up to $417,000
Below are the numbers and requirements to qualify for most programs*
 |
Investor Requirements |
|
90% |
|
not available |
Stated cashout Refi. LTV |
70% with 6 Mo. seasoning. |
Limit of properties. |
10 |
DTI Ratio |
45%
|
Min. Credit Score |
660
|
Max. Amount |
$417,000
|
Full Doc LTV |
90% With Min. credit score of 660 |
|
Renovation / Purchase |
LTV Stated Renovation/Purchase |
not available |
LTV Full DOC Renovation/Purchase |
not available |
Max. Amount Renovation/Purchase |
not available
|
|
Renovation / Refinance |
LTV Stated
Renovation / Refinance |
not available |
LTV Full DOC
Renovation / Refinance |
not available
|
Max. Amount
Renovation / Refinance |
not available
|
